Estate Planning

Fewer than half of the UK population have written a will. This is staggering when you consider that a will is just a way of letting people know what you want done with your property, money, children and body in the event of our death, which we all know to be inevitable.

“Death is something inevitable. When a man has done what he considers to be his duty to his people and his country, he can rest in peace.”

Isaac Marion

The numbers for Lasting Powers of Attorney are even lower. These can be more important than wills as they give your loved ones the power to act for you if you are still alive but no longer able to act for yourself.

Wealth Dash Ltd offers a range of legal services to the clients of its sister company Altor Wealth Management llp.

The service that we offer provides a convenient and cost-effective alternative to that offered by solicitors and banks.

Our advisers can meet you online, in person at our Hook office or in certain circumstances in your home and everything is explained in plain English. They can provider:

  • Property Protection Trusts
  • Inheritance Tax Planning
  • Flexible Life Interest Trusts
  • Single & Mirror Wills
  • Disabled Discretionary Trusts
  • Discretionary Trusts
  • Lasting Power of Attorney
  • Advanced Decisions
  • First Registration of Property
  • Transfer of Property Ownership
  • Deed of Severance

Wills

It is important for everyone to have a professionally drafted Will, one that you can be certain will be legally valid when you die.

No matter how simple your affairs may seem or whatever age you are, a Will ensures that your wishes are set out clearly so that on your death your assets will go to the people you want them to go to. If you have young children you can also appoint Guardians in your Will to look after them should you die before they reach 18.

Although a standard Will might meet the needs of a small number of people, most would benefit from the more specialist advice and planning provided by us via APS Legal & Associates. This is because most people are not aware of the threats by Government and Local Authorities, or even certain family situations, to the assets that they have worked so hard to gain and which standard Wills may not protect against.

There are a number of Trusts that can be used either in your Will or set up during your lifetime to protect those assets.

Lasting Powers of Attorney

These are documents that enable you to give legal authority to a person or persons who you trust, called Attorneys, to manage your affairs for you or make decisions on your behalf, when you are not in a position to do so yourself, for example following an accident, stroke or the onset of dementia.

There are two kinds of Lasting Powers of Attorney (LPA), one that deals with your Property & Financial Affairs and one that deals with your Health and Welfare.

The former would enable your Attorneys to do things like draw your pension or pay your bills or sell your property on your behalf. The latter would enable your Attorneys to make decisions related to your health and personal welfare, for example what sort of care you receive, but this type of LPA can only be used once you lose mental capacity.

Both types of LPA must be registered by the Office of the Public Guardian before they can be used by your Attorneys. Although we all tend to think of Wills and Lasting Powers of Attorney documents as useful for later life it’s important to think what would happen now if you were unfortunate enough to have an accident or serious illness.

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WealthDash Ltd

On behalf of APS Legal & Associates Ltd, Head office: Worksop Turbine Innovation Centre | Shireoaks | Triangle Business Park | Coach Close | Worksop | Nottinghamshire | S81 8AP.

APS Legal & Associates is a member of the Institute of Professional Willwriters.

APS Legal & Associates complies with the Trading Standards Institute Approved IPW Code of Practice.